Privacy Policy
At #ASKRICH we are committed to protecting the privacy and security of our customers' personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard the information you provide to us.
Who We Are
#ASKRICH is a trading style of Ever North Limited, an FCA-regulated insurance brokerage helping you find the right life insurance. We're the data controller, responsible for how your personal information is handled. This Privacy Policy explains what we collect, why, and how we protect it when you use our website (https://ask4rich.co.uk/), contact us, or seek insurance options.
Our Details:
Ever North Limited
Registered Office: Rainham House, Manor Way, Rainham, Havering, RM13 8RH
Company Number: 10216011
FCA Regulation Number: 800196
Email: quotes@sportsinsurance.co.uk
Information We Collect
We gather only what's needed to connect you with insurers and meet legal duties:
Personal Info: Name, address, email, phone number, date of birth.
Sensitive Data: Health or lifestyle details (e.g., smoking status) you provide for insurance purposes.
Payment Info: Card or bank details, processed securely by third parties if applicable.
Website Data: IP address, browser type, device info via cookies (see Cookies Policy).
Interactions: Records of your calls, emails, or chats with us.
Why We Use Your Information
We process your data to:
Connect you with insurers to arrange quotes or policies (not provided directly on our site).
Manage your inquiries and improve our service.
Comply with FCA rules (e.g., ensuring fair treatment) and UK laws.
Send marketing (e.g., email updates) – only if you opt in.
Consent: For optional marketing – you can withdraw this anytime.
Who We Share Data With
We share only what's necessary:
Insurers: To arrange quotes or policies on your behalf.
Service Providers: IT hosts, payment processors, or analytics tools (e.g., Google Analytics), all under strict agreements.
Regulators: FCA, ICO, or HMRC if required by law.
Advisers: Our team assisting you directly.
Data stays in the UK or EEA unless safeguards (e.g., UK GDPR-compliant contracts) apply for transfers.
How We Keep It Safe
We use encryption, secure servers, and regular checks to protect your info. Third parties we work with meet the same standards. If a breach happens, we'll notify you and the ICO as needed.
How Long We Keep It
Active Engagement: While we're assisting you, plus 7 years after (for legal or FCA purposes).
Inquiries Not Pursued: Up to 12 months, then deleted.
Marketing: Until you opt out.
Your Rights
Under UK GDPR, you can:
See your data (Access).
Fix errors (Rectification).
Erase it if we don't need it (Erasure).
Limit its use (Restriction).
Stop marketing (Objection).
Move it elsewhere (Portability).
Email quotes@sportsinsurance.co.uk or write to Rainham House, Manor Way, Rainham, Havering, RM13 8RH to act on these. We'll reply within 30 days. If we don't satisfy you, contact the ICO at ico.org.uk.
Changes to This Policy
We may update this – check back here. Significant changes will be flagged to you.
Get in Touch
Email: quotes@sportsinsurance.co.uk
Post: Ever North Limited, Rainham House, Manor Way, Rainham, Havering, RM13 8RH
